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Woods Financing
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Woods Financing

Available Installment Credit Programs

Financing options available to help you get the equipment you need to get the job done right. See below for details and then contact your nearest dealer for more information.

Programs below are available May 1, 2025 – July 31, 2025.

Sheffield financing not available in Canada.

Program Customer Loan Origination Fee Amount Financed
Mow NOW Pay LATER
After promo: 5.49% for 48 Months [5.56% APR*]
Zero interest for 120 days, No payment for 150 days
*Example: On financed amount of $7,500, your down payment is $0, no interest for 120 days and no payment for 150 days followed by 48 monthly payments of $177.85 each. Interest rate is 5.49% [APR is 5.56% (E)]. Based on minimum bureau risk score of 700.
$150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
0% for 36 Months [1.29% APR*]
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $212.50 each. Interest rate is 0% [APR is 1.29% (E)]. Based on a consumer loan and minimum bureau risk score of 660.
$150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
1.99% for 48 Months [2.98% APR*]
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $165.93 each. Interest rate is 1.99% [APR is 2.98% (E)]. Based on a consumer loan and minimum bureau risk score of 660.
$150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
0% for 24 Months [1.91% APR*]
*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $318.75 each. Interest Rate is 0% [APR is 1.91%].
$150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
8.99% for 12 Months [10.29% APR*]
*Example: On financed amount of $7,500, your down payment is $0 with 12 monthly payments of $660.39 each. Interest rate is 8.99% [APR is 10.29% (E)].
$50.00 added to the amount financed Minimum – $500
Maximum – $75,000
10.99% for 24 Months [12.96% APR*]
*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $356.43 each. Interest rate is 10.99% [APR is 12.96% ].
$150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
12.99% for 36 Months [14.36% APR*]
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $257.65 each. Interest rate is 12.99% [APR is 14.36% ].
$150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
14.99% for 48 Months [16.06% APR*]
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $212.80 each. Interest rate is 14.99% [APR is 16.06%].
$150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
Sub-prime Program: 10.99% for 36 Months [12.35% APR*]
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $250.36 each. Interest rate is 10.99% [APR is 12.35%].
$150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000

Disclaimer: The above financing programs are offered by Sheffield Financial, a division of Truist Bank, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers may be available. See your local dealer for details. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility. Offer subject to change without notice.

Expires: 7/31/2025
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All Out Summer Sales Event
Starts: 6/30/2025

Offers vary by model. See your local dealer for full terms and conditions and details *Rebates available on select new and unregistered 2024 -2025 Sportsman, Scrambler, RANGER, RZR, GENERAL and Polaris XPEDITION models purchased between 7/1/2025 - 7/31/2025. *Trade in Credit available on select new and unregistered 2025 Ranger XD 1500 models purchased between 7/1/2025 - 7/31/2025.

Expires: 7/31/2025
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All Out Summer Sales Event NorthStar Lineup
Starts: 7/01/2025

Polaris NorthStar Lineup

Expires: 7/31/2025
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All Out Summer Sales Event PGA
Starts: 7/01/2025

$50 Off $500 All Parts, Accessories & Apparel $20 Off $100 Maintenance Parts & Lubricants

Expires: 7/31/2025
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Warrior Program

Spartan is proud to recognize the hard work and dedication of military personnel and first responders. Through our Warrior Program, military and first responders are entitled to a 25% discount off MSRP of select new Spartan Mowers.

Qualifying Customers
The following customers with valid identification or proof of employment are eligible for special pricing:

  • Military (Active Duty, National Guard, Reserves, Veterans & Retirees)
  • Firefighters (Career & Volunteer)
  • Police Officer / Sheriff / State Trooper / Corrections Officer / Federal Officer
  • Homeland Security
  • EMT / Paramedics / 911 Dispatcher

Eligible Products

  • RZ-HD
  • RZ-XD, RZ-XD Blackout
  • RT Series (RT-HD, RT-Pro)
  • SRT Series (SRT-XD, SRT-XDe)
  • KG Series (KG-XD, KG-Pro)
  • KGZ Series (KGZ-XD)
Expires: 7/31/2025
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Summer Sales Event

$1000 Off 2024 & Older Spartan Mowers

Begins July 1, 2025 // Ends October 31, 2025

  • Rebates only on 2024 or older models.
  • Invoice must show that the retail date was within promotion dates.
  • Offer only available at participating authorized Spartan Mowers dealers. Inventory varies by dealer; offer subject to availability at individual dealer.
Expires: 10/31/2025
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SPECIAL OFFERS

Up to a ***$1,500 trade allowance!***

Now through ***September 30*** on select ***Discbine® disc mower-conditioners***.


SHOP INVENTORY

Eligible products:

$1,000 Trade Allowance on Model Year 2024 and prior Discbine® 209 and 210 side-pull mower-conditioners

$1,250 Trade Allowance on Model Year 2024 and prior Discbine® 310 and 312 center-pivot mower-conditioners

$1,500 Trade Allowance on Model Year 2024 and prior Discbine® 313 and 316 center-pivot mower-conditioners


FILL OUT THE FORM BELOW TO BE CONTACTED

Expires: 9/30/2026
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SPECIAL OFFERS

***60 Month/2,000-Hour Premier Protection Plan³ + 0% DEALS¹ OR Cash Back Offers²***

Now through September 30 on select tractors.


SHOP INVENTORY

Receive a 60 month/2,000-hour Premier Protection Plan³ PLUS 0% DEALS¹ OR cash back offers² on select tractors.

Eligible products: WORKMASTER™ Utility Tractors

Receive 0% DEALS¹ OR cash back offers² on select tractors.

Eligible products: PowerStar™ Series | T5 Series


FILL OUT THE FORM BELOW TO BE CONTACTED

Expires: 9/30/2026
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SPECIAL OFFERS

Payments starting at $185/mo¹ OR BIG Cash Back²

Now through July 31 or September 30 on select compact tractors.

See your dealer for more information.


SHOP INVENTORY

Receive 0% financing for 84 months on new New Holland compact tractors.

Payments starting as low as US$185 / CA$250¹ per month on WORKMASTER™ 25S sub-compact tractor with 100LC front loader.

Add a mower for just US$20 / CA$35 a month.

OR

Get cash back² – up to US$3,000 / CA$4,000 on WORKMASTER™ 25S sub-compact and up to US$8,000 / CA$10,500 on Boomer™ 55 compact.


Eligible products:

WORKMASTER™ Sub-Compact Tractors | WORKMASTER™ Compact Tractors | Boomer™ Compact Tractors


FILL OUT THE FORM BELOW TO BE CONTACTED

Expires: 9/30/2026
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SPECIAL OFFERS

Up to $10,500 off* in pre-ordered savings!

Now through September 30 on select haytools.

See your dealer for more information.


SHOP INVENTORY

Eligible products:

Roll-Belt™ Round Balers: Up to US$10,500 / CA$14,000 off* in pre-ordered savings

Discbine® Disc Mower-Conditioners: Up to US$7,500 / CA$10,000 off* in pre-ordered savings


FILL OUT THE FORM BELOW TO BE CONTACTED

Expires: 9/30/2026
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